Column

Housing market

Table specification

Month Date Amortization Interest_perc Loan_to_pay Loan_paid Perc_paid Interest Amortization_perc Pay_month
47 Aug 2022 2’583 1.38 1’431’182 118’818 7.7 1’645.86 2.16576 4’228.86
46 Jul 2022 2’583 1.38 1’433’765 116’235 7.5 1’648.83 2.16186 4’231.83
45 Jun 2022 2’583 1.38 1’436’348 113’652 7.3 1’651.80 2.15797 4’234.80
44 Maj 2022 2’583 1.38 1’438’931 111’069 7.2 1’654.77 2.15410 4’237.77
43 Apr 2022 2’583 1.38 1’441’514 108’486 7.0 1’657.74 2.15024 4’240.74
42 Mar 2022 2’583 1.38 1’444’097 105’903 6.8 1’660.71 2.14639 4’243.71
41 Feb 2022 2’583 1.38 1’446’680 103’320 6.7 1’663.68 2.14256 4’246.68
40 Jan 2022 2’583 1.38 1’449’263 100’737 6.5 1’666.65 2.13874 4’249.65
39 Dec 2021 2’583 1.38 1’451’846 98’154 6.3 1’669.62 2.13494 4’252.62
38 Nov 2021 2’583 1.38 1’454’429 95’571 6.2 1’672.59 2.13115 4’255.59
37 Okt 2021 2’583 1.38 1’457’012 92’988 6.0 1’675.56 2.12737 4’258.56
36 Sep 2021 2’583 1.38 1’459’595 90’405 5.8 1’678.53 2.12360 4’261.53
35 Aug 2021 2’583 1.38 1’462’178 87’822 5.7 1’681.50 2.11985 4’264.50
34 Jul 2021 2’583 1.38 1’464’761 85’239 5.5 1’684.48 2.11611 4’267.48
33 Jun 2021 2’583 1.38 1’467’344 82’656 5.3 1’687.45 2.11239 4’270.45
32 Maj 2021 2’583 1.38 1’469’927 80’073 5.2 1’690.42 2.10868 4’273.42
31 Apr 2021 2’583 1.38 1’472’510 77’490 5.0 1’693.39 2.10498 4’276.39
30 Mar 2021 2’583 1.38 1’475’093 74’907 4.8 1’696.36 2.10129 4’279.36
29 Feb 2021 2’583 1.38 1’477’676 72’324 4.7 1’699.33 2.09762 4’282.33
28 Jan 2021 2’583 1.38 1’480’259 69’741 4.5 1’702.30 2.09396 4’285.30
27 Dec 2020 2’583 1.38 1’482’842 67’158 4.3 1’705.27 2.09031 4’288.27
26 Nov 2020 2’583 1.38 1’485’425 64’575 4.2 1’708.24 2.08668 4’291.24
25 Okt 2020 2’583 1.38 1’488’008 61’992 4.0 1’711.21 2.08305 4’294.21
24 Sep 2020 2’583 1.38 1’490’591 59’409 3.8 1’714.18 2.07944 4’297.18
23 Aug 2020 2’583 1.38 1’493’174 56’826 3.7 1’717.15 2.07585 4’300.15
22 Jul 2020 2’583 1.38 1’495’757 54’243 3.5 1’720.12 2.07226 4’303.12
21 Jun 2020 2’583 1.38 1’498’340 51’660 3.3 1’723.09 2.06869 4’306.09
20 Maj 2020 2’583 1.38 1’500’923 49’077 3.2 1’726.06 2.06513 4’309.06
19 Apr 2020 2’583 1.38 1’503’506 46’494 3.0 1’729.03 2.06158 4’312.03
18 Mar 2020 2’583 1.38 1’506’089 43’911 2.8 1’732.00 2.05805 4’315.00
17 Feb 2020 2’583 1.38 1’508’672 41’328 2.7 1’734.97 2.05452 4’317.97
16 Jan 2020 2’583 1.38 1’511’255 38’745 2.5 1’737.94 2.05101 4’320.94
15 Dec 2019 2’583 1.38 1’513’838 36’162 2.3 1’740.91 2.04751 4’323.91
14 Nov 2019 2’583 1.38 1’516’421 33’579 2.2 1’743.88 2.04402 4’326.88
13 Okt 2019 2’583 1.38 1’519’004 30’996 2.0 1’746.85 2.04055 4’329.85
12 Sep 2019 2’583 1.38 1’521’587 28’413 1.8 1’749.83 2.03708 4’332.83
11 Aug 2019 2’583 1.38 1’524’170 25’830 1.7 1’752.80 2.03363 4’335.80
10 Jul 2019 2’583 1.38 1’526’753 23’247 1.5 1’755.77 2.03019 4’338.77
9 Jun 2019 2’583 1.38 1’529’336 20’664 1.3 1’758.74 2.02676 4’341.74
8 Maj 2019 2’583 1.38 1’531’919 18’081 1.2 1’761.71 2.02334 4’344.71
7 Apr 2019 2’583 1.38 1’534’502 15’498 1.0 1’764.68 2.01994 4’347.68
6 Mar 2019 2’583 1.38 1’537’085 12’915 0.8 1’767.65 2.01654 4’350.65
5 Feb 2019 2’583 1.38 1’539’668 10’332 0.7 1’770.62 2.01316 4’353.62
4 Jan 2019 2’583 1.38 1’542’251 7’749 0.5 1’773.59 2.00979 4’356.59
3 Dec 2018 2’583 1.38 1’544’834 5’166 0.3 1’776.56 2.00643 4’359.56
2 Nov 2018 2’583 1.38 1’547’417 2’583 0.2 1’779.53 2.00308 4’362.53
1 Okt 2018 2’583 1.38 1’550’000 0 0.0 1’782.50 1.99974 4’365.50

Column

Loan payed

Summary costs and possible gains (assuming 30% tax on the gain)

Month Percentile Estimated value Vinstskatt Pergar tilbaka
47 Ref 2’000’000 0.00 568’818
47 10% 2’057’069 0.00 625’887
47 15% 2’089’267 0.00 658’085
47 20% 2’100’000 0.00 668’818
47 25% 2’100’000 0.00 668’818
47 30% 2’103’168 950.40 671’036
47 35% 2’110’886 3’265.92 676’438
47 40% 2’127’706 8’311.68 688’212
47 45% 2’147’347 14’204.16 701’961
47 50% 2’168’400 20’520.00 716’698
47 55% 2’178’797 23’639.04 723’976
47 60% 2’188’579 26’573.76 730’823

Structure of the amount per month paid